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RBI Grade B Study Plan 2026 with Next 30-Day Study Schedule

Table of Content +

Preparing for the RBI Grade B Exam is a big goal for many banking aspirants in India. With the release of the detailed notification PDF, aspirants now have nearly 30 days to prepare for the RBI Grade B Phase 1 exam, which is scheduled to be held on 13th June for the (DR) General post and on 14th June for the (DR) DEPR and DSIM posts. To succeed, candidates need a clear and well-planned study strategy. Since the syllabus is wide and the exam pattern can be unpredictable, random preparation is not enough.

In this blog, we have provided a simple and practical 30-day RBI Grade B Study Plan. This plan will help you cover the complete syllabus step by step, improve your concepts, and build confidence to crack the exam in your first attempt.

 

RBI Grade B Study Plan 2026

 

Your RBI Grade B 2026 study plan should be well-structured, focused, and consistent to cover the complete syllabus within limited time. Start by understanding the exam pattern and divide your preparation into Daily Current Affairs, Quantitative Aptitude, Reasoning, English, and General Awareness. Give extra time to weak areas while regularly revising strong topics to maintain balance. Practice mock tests frequently to improve speed, accuracy, and exam confidence. Most importantly, follow a fixed timetable and stay consistent with daily revision and practice to maximize your score.

 

Attempt RBI Grade B Mock Test

Week 1: Build the basics of phase 1 and phase 2

 

The first week of the RBI Grade B preparation focuses on building strong fundamentals in Quantitative Aptitude, Reasoning, English, General Awareness, ESI, and FM. Candidates should focus on understanding the basic concepts of the Indian Economy, Financial System, and important banking terms related to the Reserve Bank of India. This week will help candidates create a solid foundation for the upcoming advanced topics.

DayPhase 1 PreparationPhase 2 Preparation (ESI + FM + Descriptive English)
Day 1Quant: Number System (25 Questions), Simplification & Approximation (30 Questions)
Reasoning: Inequality (20 Questions), Coding-Decoding (20 Questions)
English: Reading Comprehension – 2 Passages
GA: 50 Current Affairs MCQs
ESI: Introduction to Economics, Micro vs Macro Economics, Growth vs Development
FM: Introduction to Financial System, Structure of Indian Financial System
Day 2Quant: Number Series (30 Questions)
Reasoning: Syllogism (30 Questions)
English: Cloze Test – 5 Sets
GA: Banking Awareness – 50 MCQs
ESI: Features of Indian Economy, Structural Characteristics of Indian Economy
FM: RBI Functions & Role in the Economy
Day 3Quant: Percentage (40 Questions)
Reasoning: Blood Relations (25 Questions)
English: Vocabulary Practice – 50 Words
GA: Economy Current Affairs – 50 MCQs
ESI: Economic Development, Human Development Index, Sustainable Development Goals
FM: Monetary Policy, Repo Rate, Reverse Repo, CRR & SLR
Day 4Quant: Ratio & Proportion (40 Questions)
Reasoning: Direction Sense (25 Questions)
English: Error Detection – 40 Questions
GA: Government Schemes Revision
ESI: Poverty & Unemployment in India
FM: Indian Banking System – Commercial Banks & Cooperative Banks
Day 5Quant: Profit & Loss (40 Questions)
Reasoning: Linear Seating Arrangement – 15 Sets
English: Sentence Improvement – 40 Questions
GA: RBI Circulars & Updates
ESI: Inflation – CPI, WPI, Demand Pull & Cost Push Inflation
FM: Financial Markets – Money Market & Capital Market
Day 6Quant: Simple Interest & Compound Interest (40 Questions)
Reasoning: Circular Seating Arrangement – 15 Sets
English: Para Jumbles – 30 Questions
GA: Static Banking Awareness
ESI: National Income – GDP, GNP, NNP, NDP Concepts
FM: Financial Instruments – Bonds, Shares & Debentures
Day 7Quant: Average & Ages (40 Questions)
Reasoning: Puzzle Practice – 10 Sets
English: Reading Comprehension – 3 Passages
GA: Weekly Current Affairs Revision
ESI: Methods of Calculating National Income
FM: Primary Market vs Secondary Market
Descriptive English: Essay Writing Basics

Week 2: Strengthen arithmetic, puzzles, and financial concepts

 

In the second week, candidates should improve speed and accuracy in Arithmetic and Reasoning topics while covering important ESI and FM concepts like Fiscal Policy, Budget, Agriculture, and Banking Regulations. This week is important for understanding how the Indian financial system works along with improving problem-solving ability for the RBI Grade B Phase 1 exam.

DayPhase 1 PreparationPhase 2 Preparation (ESI + FM + Descriptive English)
Day 8Quant: Partnership (35 Questions)
Reasoning: Floor-Based Puzzle – 10 Sets
English: Cloze Test – 5 Sets
GA: Banking Current Affairs
ESI: Fiscal Policy – Taxation & Government Spending
FM: Financial Regulators – SEBI, NABARD, SIDBI, IRDAI
Day 9Quant: Time & Work (40 Questions)
Reasoning: Box Puzzle – 10 Sets
English: Error Detection – 40 Questions
GA: Reports & Indices
ESI: Budget, Fiscal Deficit & Revenue Deficit
FM: Mutual Funds – Types & Features
Day 10Quant: Pipes & Cisterns (35 Questions)
Reasoning: Scheduling Puzzle – 10 Sets
English: Sentence Rearrangement – 30 Questions
GA: Important Committees
ESI: Monetary Policy Committee & Inflation Targeting
FM: Insurance – Life & General Insurance Basics
Day 11Quant: Time-Speed-Distance (40 Questions)
Reasoning: Input-Output – 20 Questions
English: Fillers – 30 Questions
GA: Financial Awareness
ESI: Agriculture Sector in India & Agricultural Reforms
FM: Basel Norms & Risk Management
Day 12Quant: Boats & Streams (35 Questions)
Reasoning: Data Sufficiency – 30 Questions
English: Phrase Replacement – 30 Questions
GA: Budget & Economic Survey
ESI: Industrial Sector & MSMEs
FM: NPAs & PCA Framework
Day 13Quant: Mixture & Allegation (35 Questions)
Reasoning: Logical Reasoning – 25 Questions
English: Match the Column – 25 Questions
GA: Current Affairs Quiz
ESI: Service Sector & Gig Economy
FM: Financial Inclusion & Priority Sector Lending
Day 14Quant: Arithmetic Revision – 100 Questions
Reasoning: Puzzle Revision – 15 Sets
English: Grammar Revision – 50 Questions
GA: Weekly Revision
ESI: Revision of Growth, Inflation & Fiscal Policy
FM: Revision of Banking & Financial Markets
Descriptive English: Essay Practice

 

Download RBI Grade B 2024 AIR 1 Handwritten Notes

Week 3: Focus on data interpretation and economic issues

 

The third week mainly focuses on Data Interpretation, advanced Reasoning topics, and important social and economic issues in India. Candidates should also start revising previous topics regularly and improve answer-writing skills for Descriptive English. Topics related to Financial Technology, Digital Banking, and Economic Reforms are very important for the RBI Grade B Phase 2 examination.

DayPhase 1 PreparationPhase 2 Preparation (ESI + FM + Descriptive English)
Day 15Quant: Table DI – 10 Sets
Reasoning: Mixed Puzzle Practice – 10 Sets
English: RC Practice – 3 Passages
GA: Banking & Economy CA
ESI: Population Trends & Demographic Dividend
FM: Digital Banking & UPI
Day 16Quant: Bar Graph DI – 10 Sets
Reasoning: Syllogism Revision – 30 Questions
English: Cloze Test Advanced – 5 Sets
GA: RBI Notifications
ESI: Urbanisation & Migration
FM: Cyber Security in Banking
Day 17Quant: Pie Chart DI – 10 Sets
Reasoning: Seating Arrangement Mixed – 10 Sets
English: Error Detection Advanced – 40 Questions
GA: Financial Institutions Updates
ESI: Education & Health Indicators
FM: FinTech, Blockchain & CBDC
Day 18Quant: Line Graph DI – 10 Sets
Reasoning: Blood Relations Revision – 25 Questions
English: Vocabulary Revision – 100 Words
GA: Reports & Indices
ESI: Human Development Programmes
FM: Financial Stability & Systemic Risk
Day 19Quant: Caselet DI – 8 Sets
Reasoning: Coding-Decoding Revision – 25 Questions
English: Para Jumbles Advanced – 30 Questions
GA: Current Affairs Quiz
ESI: Environment, Climate Change & SDGs
FM: Corporate Governance in Banks
Day 20Quant: Missing DI – 8 Sets
Reasoning: Input-Output Revision – 20 Questions
English: Sentence Connectors – 30 Questions
GA: Government Schemes Revision
ESI: Globalisation & LPG Reforms
FM: Banking Ombudsman Scheme
Day 21Quant: Arithmetic Mock – 50 Questions
Reasoning: Full Practice Set – 50 Questions
English: Grammar Practice – 50 Questions
GA: Weekly CA Revision
ESI: Revision of Agriculture, Industry & Social Sector
FM: Revision of FinTech & Risk Management
Descriptive English: Precis Writing

Week 4: Cover advanced finance and international economy

 

This week is focused on advanced-level preparation for both phases of the RBI Grade B exam. Candidates should revise important concepts related to international organisations, forex markets, banking reforms, and economic reforms in India. This is also the right time to solve full-length mocks and improve time management skills.

DayPhase 1 PreparationPhase 2 Preparation (ESI + FM + Descriptive English)
Day 22Quant: Algebra Basics – 40 Questions
Reasoning: High-Level Puzzle Practice – 10 Sets
English: RC Practice Set – 3 Passages
GA: International Economy
ESI: IMF, World Bank & WTO
FM: International Financial System
Day 23Quant: Quadratic Equations – 40 Questions
Reasoning: Logical Reasoning Advanced – 30 Questions
English: Fillers Advanced – 30 Questions
GA: Banking MCQs
ESI: Balance of Payments & Exchange Rate
FM: Forex Market Basics
Day 24Quant: Quantity Comparison – 40 Questions
Reasoning: Data Sufficiency Advanced – 30 Questions
English: Error Spotting Practice – 40 Questions
GA: Static Banking Awareness
ESI: Foreign Trade Policy & EXIM Concepts
FM: External Commercial Borrowings
Day 25Quant: Full DI Revision – 15 Sets
Reasoning: Puzzle + Seating Mixed – 15 Sets
English: Vocabulary & Idioms Revision – 100 Words
GA: RBI Annual Report
ESI: Economic Reforms Since 1991
FM: Development Financial Institutions
Day 26Quant: Full Quant Mock – 30 Questions
Reasoning: Full Reasoning Mock – 60 Questions
English: Full English Mock – 30 Questions
GA: Current Affairs Revision
ESI: Inclusive Growth & Social Justice
FM: Financial Sector Reforms
Day 27Quant: Weak Topic Revision – 50 Questions
Reasoning: Weak Topic Revision – 50 Questions
English: Weak Topic Revision – 30 Questions
GA: Important One-Liners
ESI: Revision of International Economy & Reforms
FM: Revision of Financial System
Day 28Phase 1 Full-Length Mock TestESI: Full Revision Notes
FM: Full Revision Notes
Descriptive English: Essay + Precis Practice

Week 5: Final revision and mock test practice

 

The last phase of preparation should be fully focused on revision, mock tests, and improving weak areas. Candidates should revise important formulas, current affairs, banking terms, and economic concepts regularly. Solving full-length mock tests and analysing mistakes is very important to improve score and confidence before the RBI Grade B exam.

DayPhase 1 PreparationPhase 2 Preparation (ESI + FM + Descriptive English)
Day 29Quant: Formula Revision
Reasoning: Puzzle & Seating Rapid Revision
English: Grammar & Vocabulary Revision
GA: Last 6 Months CA Revision
ESI: Rapid Revision of Government Schemes & Economic Concepts
FM: Rapid Revision of Banking & Financial Terms
Day 30Phase 1 Full-Length Mock Test + AnalysisPhase 2 Mock Test: ESI + FM + Descriptive English Full Practice + Final Revision

 

Attempt RBI Grade B Free Practice Quiz

 

What are the key notes for the RBI Grade B study plan?

 

Before diving into the full study plan, take a quick look at these RBI Grade B Study Plan Key Notes to understand the exam focus, preparation approach, and important points to keep in mind.

  1. Daily Revision: Spend 1-2 hours revising topics studied the previous day.
  2. Mock Tests: Take at least 3-4 full-length mock tests before the exam.
  3. Current Affairs: Dedicate 30 minutes each day to read news related to the economy, banking, and financial sectors.
  4. Balanced Approach: Focus equally on ESI, Finance & Management, and English Descriptive.
  5. Analysis & Application: Don't just memorize; focus on understanding and applying concepts, especially in case studies and essays.

 

 

Download RBI Grade B Study Plan PDF

 

To help you prepare better and stay on track, we have created a detailed RBI Grade B Study Plan PDF that covers all subjects and important topics for both Phase 1 and Phase 2. This plan is designed to help you use your time efficiently and focus on what matters most. Whether you're just starting or revising, this study plan will guide your preparation every step of the way. Download the RBI Grade B Study Plan PDF from the link given below and start your preparation with a clear roadmap.

 

Download RBI Grade B Study Plan PDF

 

How much time should be allocated for RBI Grade B preparation?

 

The ideal RBI Grade B Preparation Time can vary depending on the individual's prior knowledge and familiarity with the topics. Typically, candidates should aim to dedicate 3-6 months to prepare comprehensively for both Phase 1 and Phase 2 of the exam. However, this timeline is ideal to only a few aspirants as for some aspirants, the ideal time may be 6-9 months, for some it may be 9-12 months. Here's a breakdown of the optimal RBI Grade B preparation time line:

  • Phase 1: The RBI Grade B Preparation Time for Phase 1 involves focusing on subjects like General Awareness, Quantitative Aptitude, Reasoning, and English. Candidates should definitely devote 1-2 months of focused preparation for Phase 1. However, this time period can increase according to your needs and knowledge.
  • Phase 2: For Phase 2, aspirants should spend at least 2-3 months deeply studying Economics and Social Issues, Finance and Management, and practicing English Descriptive skills.
  • Revision & Mock Tests: The last month of preparation should be dedicated to revisions, mock tests, and identifying weak areas for improvement.

 

Highlights of Union Budget 2026-27

 

RBI Grade B Study Material

 

To follow the RBI Grade B study plan properly, candidates should use the right books and study resources that cover the complete syllabus and help in understanding concepts clearly. For Phase 1, focus on subjects like Quantitative Aptitude, Reasoning, English Language, and General Awareness. Candidates should regularly practice questions, revise short notes, and study daily current affairs related to banking, economy, and the Reserve Bank of India.

For Phase 2, candidates should study from NCERT books and trusted reference materials for Economic and Social Issues (ESI), Finance and Management (FM), and Descriptive English. It is also important to read important RBI reports, government schemes, economic surveys, and budget highlights to improve conceptual understanding. Along with the study plan, candidates should solve mock tests, practice descriptive answer writing, and revise regularly. Using good RBI Grade B study material helps candidates stay connected with the latest exam pattern and improves overall preparation and confidence for the examination.

 

Explore RBI Grade B Courses

 

RBI Grade B Daily Quiz Challenge

 

Consistent practice is the backbone of a successful RBI Grade B preparation strategy. One of the best ways to stay exam-ready is by taking part in the RBI Grade B Daily Quiz Challenge. This initiative helps aspirants build accuracy and speed through daily practice questions that cover important topics from all three phases of the exam. By attempting the RBI Grade B Daily Quiz Challenge, you can:

  • Strengthen your grip on current affairs, ESI, Finance, and Quant topics
  • Track your performance regularly and identify weak areas
  • Practice real-time MCQs and descriptive question types
  • Stay updated with changing trends and exam patterns

Whether you're revising or starting afresh, incorporating this daily RBI quiz for preparation into your RBI Grade B study plan will boost your confidence and help you stay exam-ready every day.

 

Attempt RBI Grade B Previous Year Papers

About the Author

Aditi Chakraborty Content Writer

Hi, I’m Aditi, a creative writer at Oliveboard and the voice behind the content you see here. I focus on making JAIIB, CAIIB, and UGC NET exam topics simple and easy to understand. My aim is to share helpful tips and clear guidance that can make your preparation less stressful and more effective. I am here to help you through the exam journey so you can feel confident and ready to take on the challenge. My focus is to support all aspirants by creating content that’s friendly, trustworthy, and designed to help you succeed with confidence.

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